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Total Merchant Services

 

Total Merchant Services is a leading internet merchant account provider that claims to provide innovative and cost-effective solutions to merchants who need to accept credit cards for the payment of their goods and services.

Their competitive edge is a potential low rate and the possibility of a cash advance for the business.

Go to the Official Total Merchant Services Website

Feedback & Overview

Overall Rating

Total Merchant Services gets two stars based on the number of customer complaints its got.

 

 

 

Actual Customer Feedback

"I would not recommend to anyone that they use Total Merchant Services. It appears that their rates are cheaper, but, I have found that you will end up paying more than they tell you. One month I got charged a "compliance" fee of $69. Also, on some charges I get a surcharge."
Portion of actual user review on artfairinsiders.com

"He was selling electronics online and this TMS company decides to shut his merchant account off without telling him. Of course they let him continue to charge cards but they withheld all of the funds. He noticed after about 2 days that he wasn't receiving his deposits and they told him that there were a few technical issues and the funds would all be deposited the following monday. 5 days later monday rolls around and no deposit. So he calls this company and some broad tells him that they have suspended his merchant account for being "high risk." "
Portion of actual user review on sitepoint.com

 

 Our Research on Total Merchant Services suggests:

According to the general online consensus (where research is based on unbiased, non-vested comments & articles), people should do a fair amount of investigation before using Total Merchant Services

They have a considerable number of complaints against them in both the BBB and other forums.

Total Merchant Services is a big ISO and no doubt will have a number of unhappy customers, our advice would be to go through the complaints and the rebuttals and decide for yourself if this company can provide the service your require.

Verdict:

Total Merchant Services gets two stars based on the number of customer complaints its got.

Go to the Official Total Merchant Services Website

Product Details

Company Info:

According to the Better Business Bureau ratings this companies scores and A+ (scale from A+ to F). For more information about this company, you may want to search the BBB

The domain name (totalmerchantservices.com) was registered under this company in 1996.

Features:
Chance of Approval  100% if you match criteria
Account Set up time  4 - 6 Days
Other Features
  • Choice of Authorize.net or Advanced Merchant services payment gateway
Fees:
Cost Per Month  
Monthly Gateway Fee $dependant
Statement Fee $10.00 
Monthly Minimum $25.00
Variable Fees  
Discount Rate 2.25%
Transaction fee $0.20
Charge Back Fee $15
Start up Costs  
Start up fee $250
Return Policy: na

Official Total Merchant Services Homepage >>